Folio
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Invest with calm, clarity and a plan.

A 6-week course, a practice portfolio and monthly live reviews — so you can invest for the long term without the noise.

Join the course
No hype, no hot tips
Practice portfolio included
4,000+ students
As featured in leading money publications
Ledger
The Saver
Fieldnote
Compound
Northwind
Morning Brief
Our approach

Folio helps busy professionals, new parents and late starters understand their money, build a simple long-term portfolio and stop reacting to headlines. From your first index fund to a plan for retirement, we teach the calm, boring strategies that actually work.

4,000+
Students who finished the course
12 yrs
Advising families as a fee-only consultant
4.9/5
Average course rating from students
What you'll learn

Everything you need to invest on your own

Four modules, each with a worksheet and a short live review.

Safety first

Emergency fund, debt and insurance before you invest a dollar.

Index investing

How low-cost funds work and why they beat stock picking.

Your allocation

A simple mix that fits your age, goals and nerves.

Stay the course

Rebalancing once a year and ignoring the noise.

The Folio app

Your course, in your pocket

Get the app
Inside the course

Tools that make investing feel simple

Every module comes with a tool you keep using after the course ends.

Allocation planner

Build your mix together in live sessions.

Lesson library

Short videos and worksheets for every step.

Growth calculator

See what time and patience actually do.

Practice dashboard

Track your pretend portfolio like the real thing.

Why Folio

Learn smarter, any time, anywhere

Live market context

A weekly note on what moved and why it probably doesn't matter for your plan.

Plain-language charts

Every chart in the app comes with a short note that explains what you are looking at.

Portfolio check-ups

Upload your allocation and get a written review once a quarter.

Ask the consultant

Post questions in the course forum — answered within two working days.

Gentle reminders

One nudge a month to rebalance or top up. Nothing else.

Pricing

Simple pricing for every investor

Pay once, keep lifetime access and every future update.

14-day money-back guarantee
Starter
Free
  • ✓5-day email course
  • ✓Allocation worksheet
  • ✓Community newsletter
Start free
Our recommendation ✦
Course
$290one-time
  • ✓Everything in Starter
  • ✓6-week video course
  • ✓Practice portfolio app
  • ✓Monthly live reviews
  • ✓Private forum
Join the course
Course + 1:1
$690one-time
  • ✓Everything in Course
  • ✓Two 1:1 consultations
  • ✓Written plan review
  • ✓Quarterly check-ups for a year
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Student stories

Trusted by thousands of calm investors

How busy people use Folio to invest without the stress.

“

“I finally understand what I own and why. The weekly lessons are short enough to actually finish.”

Ana Ribeiro
Designer
Course
“

“The rebalancing module alone saved me hours of second-guessing every quarter.”

Kenji Arai
Engineer
Course

“I went from a savings account and a lot of anxiety to a simple plan I check twice a year. That's the whole point.”

Daniel Moss
Product manager
“

“Maya explains risk in a way my parents and I could both follow. We built our plans together.”

Imani Cole
Nurse
1:1
“

“No hot tips, no hype — just a plan I can stick to for twenty years.”

Rafael Soto
Photographer
Course
FAQ

Frequently asked questions

Still have a question?

Write to us — Maya or someone on her team answers within two working days.

Send a question
01Is this financial advice?

No. The course teaches principles and tools. For personal advice, the 1:1 plan includes consultations.

02I'm a complete beginner. Is it for me?

Yes. Module one starts from zero: what an index fund is, and why fees matter.

03How much money do I need to start?

None to take the course. The practice portfolio uses pretend money.

04Which countries does it work for?

The principles work everywhere; worksheets cover the US, UK, EU and Brazil.

05Can I get a refund?

Yes — email us within 14 days for a full refund, no questions asked.

Start building your portfolio this week

Join 4,000 students learning to invest calmly, for the long term.

Join the course